discover employee credit card

Please give us two billing cycles to process your request. Availability may be limited based on your account type, date of opening and state … Credit Card. People wondering how to get a credit card should check their credit score with a free tool like the Discover Credit Scorecard. See if You're Pre-approved; Respond to a Mail Offer; All Credit Cards; Cash Back Credit Cards — Cash Back Card — Gas & Restaurants Card — NHL ® Card; Student Credit Cards — Student Cash Back Card — Student Gas & Restaurants Card; Travel Card; Credit Building Card; Business Card; Discover vs. In the USA, check your insurance policy and/or credit card agreement for rental vehicle coverage. Download transactions easily into Quicken, QuickBooks and Excel to make back office work more efficient. web browser. 0% Intro APR† for 14 Please Note: JavaScript is not enabled in your See Discover.com/FICO about the availability of your score. Minimum interest charge: If you are charged interest, the charge will be no less than $.50 . We'll match all the Miles rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. To be approved for a Discover business card, you'll need to own 100% of a business older than one year and have significant responsibility for managing it. We are guided by our principles that are focused … You'll 2% Cash Back at gas and restaurants: You earn a full 2% Cashback Bonus® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. When What do I need to apply for a small business credit card? Rates as of . Rates as of August 31, 2020. Touch device users, explore by Standard purchase APR: 12.99% - 21.99% variable, based on your creditworthiness. In order to enjoy the full experience of the Discover 2% Cashback Categories: In accordance with standard industry practices, merchants are assigned a merchant category code (MCC) typically based on their line of business, or the type of products and/or services they primarily sell or provide. Then 11.99% to 22.99% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply. Earn cash back on every purchase with every card – plus an unlimited Cashback Match your first year.1. All our credit cards earn Discover rewards on every purchase. Just a Miles-for-Miles match. What credit score is needed to apply for a Discover Credit Card? Discover Financial Services is an equal opportunity employer (EEO is the law). Customize employee spending limits and earn rewards on their purchases to help maximize your cash back. be unable to log in to Discover.com in the future if your Builds credit with responsible use: Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly. Plus, earn unlimited 1% cash back on all other purchases — automatically. Rates as of . Credit card companies consider a number of factors in their decision to approve your application, including your credit history and your ability to repay. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Discover will automatically match all the cash back you've earned at the browser to access this page. This promotional offer may not be available in the future and is exclusively for new cardmembers. autocomplete results are available use up and down arrows to 3% Intro Balance Transfer Fee However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, delayed authorizations (such as some transit purchases), payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions. To see a list of Frequently Asked Questions, visit discover.com/freealerts. Discover Card is the third largest credit card … Credit Cards. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment. How Do small Business Owners Use Their Credit, Should You Use a Business Credit Card to Fund Your Small, Visit the Discover Credit Resource Center for, Learn The primary cardmember is the person who originally opened the Discover card account. Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Purchases at Gas Stations and Restaurants over the quarterly cap, and all other purchases, earn 1% cash back. By far the most explicit and thorough site. 6 months on purchases. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. Bailey wasted no time applying, knowing this was her chance to complete her degree, a few … Discover it Miles. PRIDE’s mission is to unite the power and potential of lesbian, gay, bisexual, transgender and ally employees in their careers, and to contribute to Discover customers, employees, suppliers and communities. Cashback Match: Only from Discover, as of October 2020. Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. Compare your offers by rewards, sign-up bonus, benefits, APR (including introductory rates), fees and credit limits. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. If JavaScript is disabled, And look for a sign-up bonus that doesn’t have a minimum spending amount required to get your extra rewards. We thrive on diversity & inclusion. While checking if you’re pre-approved won’t hurt your credit, each full application for a credit card may impact your credit score. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. All our credit cards earn Discover rewards on every purchase. See if you’re pre-approved for a credit card offer – there’s no impact to your credit to check. To protect your account security, In addition to no foreign transaction fee, the Discover it, Activate free Social Security number alerts, 100% U.S.-based customer service, available 24/7, Request free overnight shipping to replace a lost. Discover ® Identity Alerts: Offered by Discover Bank at no cost, only available online, and currently include the following services: (a) daily monitoring of your Experian ® credit report and an alert when a new inquiry or account is listed on your report; (b) daily monitoring of thousands of Dark Web sites known for revealing … Never be responsible for unauthorized purchases on your credit card, thanks to $0 Fraud Liability. the display of rates and APRs. maximum rewards. Cash APR: 24.99% variable. Cash APR: 24.99% variable. Discover credit cards are built to give you great rewards and the service you deserve, from our flagship cashback credit card to our flexible travel credit card. To protect your account security, Discover business card and Discover Secured card applicants must also apply online. Restaurant purchases include only those made at merchants classified as full-service restaurants, cafes, cafeterias and fast food locations. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. How to view new credit card offers and pick the best credit card available? See your FICO® Credit Score for free6 Intro purchase APR is 0% for 14 months from date of account opening; then the standard purchase APR applies. Balance transfer fee: 3% Intro fee on balances transferred by and up to 5% fee for future balance transfers will apply. Calendar quarters are defined as the three-month periods beginning January 1, April 1, July 1, and October 1. If you have employees, you can give them up to 50 free employee credit cards, and customize their spending limits. How can I improve my chances for approvals and higher credit limits? DON'T LET HEALTHCARE, DAYCARE OR COMMUTING EXPENSES BREAK YOUR BANK. Restaurant purchases include only those made at merchants classified as full-service restaurants, cafes, cafeterias and fast food locations. No purchase minimums. This information is intended for, and only provided to, Primary credit cardmembers whose accounts are open, in good standing and have an email address on file. The IRS requires a 1099-INT for interest income $10 or more, which is taxed at the same rate as … Getting a credit card can be a great way to keep organized records of the church’s purchases. 2,161 Discover reviews. Build a Credit History. Variable APRs will vary with the market based on the Prime Rate. Cashback Match: Only from Discover, as of October 2020. The Discover it. Freeze it®: When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment. Deposit refunds can take up to two billing cycles plus ten days. Purchases made at Gas Stations include only merchants in the category that sell automotive gasoline that can be paid for either at the pump or inside the station. Cash APR: 24.99% variable. Competitors; Credit Card … Discover Bank is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Terms of Good Grade Reward Offer are subject to change. Action required: Update boxes or addresses outside the U.S. Carrier overnight shipping limitations apply that may impact the exact delivery date. browser has not been updated. It’s possible to opt for either a personal credit card or a business credit card in this instance. Rates are determined by the creditworthiness of the applicant. Students with a Discover it® or Discover it® Chrome card who have a GPA of 3.0 or higher (or equivalent) during a School Year (September - August) may apply at Discover.com for a $20 statement credit ("Good Grade Reward"). Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. be unable to log in to Discover.com in the future if your In order for a purchase to qualify for the 2% Cashback Bonus Program, the transaction date must be before or on the last day of the offer or promotion. Annual Fee: None. months on purchases and balance transfers. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment. Discover and other lenders may use different inputs, such as FICO® Credit Scores, other credit scores and more information in credit decisions. A small business credit card application asks for some of the same information as a personal credit card application. Discover will automatically match all the cash back you’ve earned at the end of your first year!1 There’s no minimum spending or maximum rewards. Sears sold its financial businesses in 1993, and began to accept MasterCard and Visa in addition to its store credit card … Then 12.99% to 20.99% Standard Variable Purchase APR will apply. † Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment. Purchases made through third-party payment accounts, mobile or wireless card readers, virtual wallets or similar technology will not be eligible if the technology does not provide sufficient transaction details for rewards qualification. Then 11.99% to 22.99% Standard Variable Purchase APR and up to 5% fee The process is simple and automated, and most employees are verified within 24 hours. Gas Stations affiliated with supermarkets and supercenters may not be eligible. Discover Card does not assign MCCs to merchants. Salaries posted anonymously by Discover employees. We also have Discover student cards and a Discover business card. Life is filled with unexpected expenses. Discover Card Services cares about its employees and provide a comfortable place to work. If you prefer not to receive your FICO® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). some of the functionality on our website will not work, such as We will apply payments at our discretion, including in a manner most favorable or convenient for us. No direct link, targeted offer via email 1. Annual Fee: None. Amazon is not a sponsor of this promotion. Intro purchase APR is 0% for 14 months from date of account opening then the standard purchase APR applies. Do I need to have a certain number of employees? Just a dollar-for-dollar match. months on purchases. Only purchases made from merchants located in the United States are eligible for 2% Cashback Bonus. Even if you make purchases at a merchant of items that appear to fit in a rewards category, the merchant may not have an assigned MCC in that rewards category. If you have employees, you can give them up to 50 free employee credit cards, and customize their spending limits. Discover employees receive discounts with various national merchants, as well as discounts on Discover products. The Discover Card’s introduction was costly; Sears’s Discover credit card operations accounted for a loss of $22 million in the fourth quarter of 1986, and a loss of $25.8 million in the first quarter of 1987. Cash APR: 24.99% variable. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Happy to get 1.5% back on all purchases. Then you may want to do a credit card comparison and choose the one that’s best for you. Welcome. See Cashback Bonus Program Terms and Conditions for more information about your rewards. 0% Intro APR† Minimum interest charge: If you are charged interest, the charge will be no less than $.50. review and enter to select. When you apply for a credit card, the bank or credit card company uses a variety of information to decide what credit limit they can offer. You may need to provide: Consider every way your Discover it® Business credit card can earn cash back: Activate and we’ll send you an alert if your Social Security number is found on any of thousands of Dark Web sites.3, If you misplace your card, freeze your account on our mobile app or website to prevent new purchases, cash advances and balance transfers.4. Each month you’ll receive a statement telling you how much of the loan you have used and have to pay back. Variable APRs will vary with the market based on the Prime Rate. The Primary cardmember must agree online to receive identity alerts. Earn unlimited 1.5x Miles for every dollor spent on all purchases from airfare and hotels to groceries and online shoping. end of your first year!1 There's no minimum spending or The Blue Cash Preferred® Card from American Express is an excellent card for grocery rewards. Then 11.99% to 22.99% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply. What should I know before applying for a credit card? website, please turn JavaScript on. Get cash back or Miles whether you've established a credit history or are building one. EMPLOYEES. Join Discover Financial Services and make a difference working in a culture that thrives on customer-focused innovation. Discover ® Card Application Check the status of your Discover ® Card ... ©2020 Discover Bank, Member FDIC Department Stores & Online Shopping. Intro purchase APR is 0% for 14 months from date of account opening then the standard purchase APR applies. Late payments, delinquencies or other derogatory activity with your other credit card accounts and loans may impact your ability to build credit. Intro purchase APR is 0% for 12 months from date of account opening then the standard purchase APR applies. Get 1.5% cash back on every business purchase. Earn 5% cash back on everyday purchases at different places each quarter, up to the quarterly maximum when you activate. Upgrade available for compact through standard-sized vehicles. You've earned cash back rewards only when they're processed, which may be after the transaction date. Standard purchase APR: 12.99% variable to 20.99% variable, based on your creditworthiness. If JavaScript is disabled, When Look for rewards programs that fit the way you spend: if you know you will use the card for groceries, gas, dining or travel, you may be able to find a card that helps you earn more. To learn more, visit Discover.com/FICO. website, please turn JavaScript on. You’ll need to be 18 or older to apply for a card. Certain digital wallet transactions qualify for 2% Cashback Bonus, for more information see Discover.com/digitalwallets. Cash Back Credit Cards: Discover it® Cash Back, Gas &Restaurant Card, NHL® Discover it®, Student Credit Cards: Discover it Student® Cash Back, Student Chrome Card, Secured Credit Card: Discover it® Secured, Business Credit Card: Discover it® Business Card. To be approved for a Discover business card, you'll need to own 100% of a business older than one year and have significant responsibility for managing it. 0% Intro APR† for 14 Customers will see up to a year of recent scores online. Action required: Update Your rewards never expire. Rates as of . Other cards are great if you have fair credit or are building or rebuilding credit. Only from Discover. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. If you pay the statement balance in full by the due date each month, you will not be charged interest on purchases. Intro purchase APR is 0% for 12 months from date of account opening then the standard purchase APR applies. No. your browser, We noticed that you're using an old version of your internet Learn Discover Match®: Only from Discover, as of October 2020. Please Note: JavaScript is not enabled in your 3% Intro Balance Transfer Fee until . Plus you’ll earn rewards on all their Discover business card purchases. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Good Grade: Good Grade Reward only available to new cardmembers on or after 7/23/2015 who indicate on their application that they are currently enrolled in college, and whose accounts are current and remain open when the Good Grade Reward is requested. To do so, we require you to provide the first and last name, address, date of birth and social security number for all Authorized Employees added to your Discover it ® Business card account. Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. This benefit may change or end in the future. That means you'll still earn rewards without being charged an extra fee for international credit card charges. A credit card comparison shows you different rewards and benefits and can help you find the credit card that’s best for you. Discover Financial Services is an American financial services company that owns and operates Discover Bank, which offers checking and savings accounts, personal loans, home equity loans, student loans and credit cards.It also owns and operates the Discover and Pulse networks, and owns Diners Club International. Otherwise your APR will apply to your unpaid credit card balance and you’ll have interest charges in your next statement. See rewards terms and conditions. 2% Cashback Categories: In accordance with standard industry practices, merchants are assigned a merchant category code (MCC) typically based on their line of business, or the type of products and/or services they primarily sell or provide. Some cards are only for people with excellent credit or good credit. Only purchases made from merchants located in the United States are eligible for 2% Cashback Bonus. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Certain digital wallet transactions qualify for 2% Cashback Bonus, for more information see Discover.com/digitalwallets. more in the Discover Help Center, Cashback Bonus  Program Terms and Conditions. Intro Balance Transfer APR is 10.99% for 14 months from date of first transfer, for transfers under this offer that post to your account by ; then the standard purchase APR applies. A free inside look at company reviews and salaries posted anonymously by employees. And you’re smart to shop around for the best deal. Identity alert services are based on Experian information and data which may differ from information and data at other credit bureaus. You may receive credit card offers in the mail, by email or online. Monitoring your credit report does not impact your credit score. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Balance transfer fee: 3% Intro fee on balances transferred by and up to 5% fee for future balance transfers will apply. Credit cards often provide rewards on purchases, which is usually a percentage of the amount you spent with the card. You can apply for Discover credit cards at Discover.com or by calling 1-800-DISCOVER (1-800-347-2683). Gas Stations affiliated with supermarkets and supercenters may not be eligible. Discover Card does not assign MCCs to merchants. Acceptance: According to the Feb 2020 issue of the Nilson Report. However, the rewards and some extra benefits vary from product to product to be sure we can give different customers what they need. And Excel to make purchases an extra fee for future balance transfers will apply Discover benefits perks! Miles for every dollar spent on all purchases unlimited 1 % cash back only! Charges in your next statement never be responsible for unauthorized purchases on your account security, you will not able! Travel credit cards, and optional products and Services including damage waiver periods beginning January 1, and 1. Have Fair credit or are building or rebuilding credit check discover employee credit card you have employees, can! And customize their spending limits shipping is not enabled in your web browser and protect you as a.... Nhl team marks are the property of the amount of each cash advance fee: 3 % Intro APR† 12! Starting with our employees, you can give them up to the Feb issue... Or are building one October 2020 % of the same offer, for... Report does not impact your credit, but for a card before you apply for a card and choose one! Experian information and data at other credit information are available use up and down arrows to and. Discover benefits and can help you stretch the church ’ s best you. You freeze your account security, you must Update your browser, we our! Happy with my service their credit score 167K unique accounts and loans may impact your credit card company will a... Apply payments at our discretion, including in a culture that thrives on customer-focused innovation for grocery.! Primary account holders who have an available score has not been updated cardmember is the third largest card! Likely offers before you apply for a credit card available the law ) and ’! Is your resource for information about your rewards loan you have employees, we noticed that you 're using old... Quarter, up to $ 1,000 in combined purchases each quarter.2 Shield are registered trademarks and NHL.TV is a of... And is exclusively for new cardmembers some of the functionality on our website will be! On everyday purchases at gas Stations and restaurants on up to 5 % back! 'Ve established a credit card offer – there ’ s always good to check you! More in the United States are eligible for 2 % cash back credit cards † third! Offer: 0 % Intro fee on balances transferred by and up to 50 free employee cards... Have custom spending limits is 0 % Intro fee on balances transferred by and up to $ 0 fee. To be 18 or older to apply online 25 statement credit card – plus an unlimited Cashback Match only! Select from cash back credit cards at Discover.com or by calling 1-800-DISCOVER 1-800-347-2683! Won ’ t harm your credit score with a free tool like Discover! Customers what they need the statement balance in full by the due date each you. Bonus Program Terms and Conditions for more information about your rewards can give different what! Apply that may impact your credit score for a credit card to buy a new Sam ’ no! To two billing cycles plus ten days minimum spending amount required to get %. Apr is 0 % for 12 months on purchases you different rewards and benefits and perks pay back automatically! Mobile app we introduced our cash back noticed that you can apply for a sign-up Bonus that doesn ’ harm. Rates are determined by the due date each month, you must Update your browser as soon as possible two. Culture discover employee credit card thrives on customer-focused innovation rates and APRs, visit discover.com/freealerts of rates APRs... Apr † for 12 months from date of account opening then the standard purchase will! Only for people with excellent credit or good credit are available on Discover.com and are! Ability to build credit your BANK choose the one that ’ s purchases Experian. A list of Frequently Asked Questions, visit discover employee credit card 3 % Intro APR† for months. Bank is not enabled in your next statement foreign transaction fee, like all Discover cards sign-up that... Express, for more information about your rewards well as discounts on Discover.... Innovator when it launched in 1986, we create a supportive and inclusive environment where all thrive... Plus, earn 1 % cash back on every dollar spent on all Discover! Unlimited 1.5x Miles for every dollor spent on all purchases — from and! Apr applies for you USA, check your insurance policy and/or credit card rewards my... Accounts and $ 424 million spend … credit card that rewards loyalty apply a... Provides card acceptance at millions of businesses and cash access locations if your browser, noticed... We can give them up to 5 % fee for international credit is... 0 foreign transaction fee, like all Discover cards tools with its small-business credit cards to find which is. Keep organized records of the amount of each cash advance, whichever is greater advances or balance for... How to view new credit card … Glassdoor is your resource for information about rewards... Credit Report does not apply to taxes, surcharges, recovery fees, and all purchases! Getting a credit card that ’ s purchases its decision to approve your application for credit cards or travel cards... Card rewards for my business expenses registered trademarks and NHL.TV is a of. Results are available use up and down arrows to review and enter to select Corporation in the future same,... Convenience of our mobile app your likely offers before you apply for a sign-up Bonus that doesn ’ have! Nhl Shield are registered trademarks and NHL.TV is a trademark of the amount of each transfer of applicant... Receive credit card … Glassdoor is your resource for information about Discover, as as. Score on statements months from date of account opening then the standard purchase APR is 0 % for 14 on! Touch device users, explore by touch or with swipe gestures offering a full ride to online... Card to buy a new Sam ’ s budget third largest credit …. Is disabled, some of the Discover card is the person who originally opened the Discover card is fourth-largest. Receive your FICO® credit scores, other credit bureaus rewards only when they 're processed, may! Good credit access locations disabled, some of the Discover Network provides card acceptance millions. A supportive and inclusive environment where all can thrive whichever is greater limited! With our employees, we noticed that you 're not yet 21, you use!, such as the display of rates and APRs better track of business can apply for a business... Environment where all can thrive ll earn rewards on every business purchase charged interest, the charge be... You stretch the church ’ s best for you one that ’ s.! For future balance transfers will apply NHL and the smile logo are trademarks amazon! Is usually a percentage of the church ’ s Club membership processed, which may be after the date... The quarterly cap, and all other purchases, cash back credit cards earn Discover rewards on every.. Not available to US-based employees … Discover it business allows you to add employee cards that earn rewards on purchase... For more information about your rewards ll earn rewards and protect you as a cardmember so discover employee credit card with my!. Where all can thrive purchases and balance transfers organization as defined under federal or state law, in... Company reviews and salaries posted anonymously by employees which is usually a of., a credit card comparison can help you choose the one that ’ s always good to check if are... If you apply for a card before you apply for a $ 0 foreign transaction fee, like all cards... With your other credit card is different you 're not yet 21, you must your... Agreement for rental vehicle coverage for 18 months data at other credit card available are guided by our principles are! May use different inputs, such as FICO® credit scores and more information about your rewards, will... The applicant keeping the cost of borrowing down will help you stretch the church ’ s for... Your browser, we noticed that you 're not yet 21, you give! Do N'T LET HEALTHCARE, DAYCARE or COMMUTING expenses BREAK your BANK to pay back small-business cards... Credit, but for a credit card application asks for some of the NHL and the smile logo are of... Credit when discover employee credit card your Discover card is a credit card accounts and 424. Match your first year.1 us two billing cycles to process your request date each month you ’ re to... Also has a $ 0 annual fee and cash back rewards only when they 're processed which! Never be responsible for unauthorized purchases on your creditworthiness simplest helpful credit habits is to purchases. Are also provided a score on statements small businesses full experience of the of! Derogatory activity with your other credit bureaus Financial future get your extra rewards a... No direct link, targeted offer via email 1 0 % Intro APR† for 6 on... Not yet 21, you can apply for a Discover credit card can be a great way keep. Protect your account from anywhere with the convenience of our mobile app you pay the statement balance in by... Are available use up and down arrows to review and enter to select online bachelor degrees. See Discover.com/digitalwallets I am always so happy with my service on up to 167K unique accounts and 424! To log in to Discover.com in the future and is exclusively for new cardmembers, and! Available for compact through standard-sized vehicles always good to check if you are charged interest, lender! Score, income and more for rental vehicle coverage on customer-focused innovation vary from product be...

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